Car Loan Calculator Detailed for New Hampshire

Days to First Payment:

How are car loans in New Hampshire calculated?

New Hampshire is one of few states where you may calculate an auto loan with no sales tax.

Principal vs Interest

Tax vs Tags

Does New Hampshire's car registration cost more than other states?

Yes. But even with hefty registration fees, it costs considerably less to finalize car ownership in New Hampshire compared to states with sales tax.

For example, in our calculation, the average USA car tax rate of 6.15% would increase the amount financed by $.

New Hampshire DMV fees are about $ on a $ vehicle based on a state weight fee plus a local mill rate that fluctuates by vehicle value.

View the New Hampshire cost estimator to verify your registration cost, and use our DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are not taxed in New Hampshire and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $375 in New Hampshire but may differ because there is no maximum set by the state.

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Car Loan Calculator Detailed for New Hampshire

Principal vs Interest

Tax vs Tags

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