Car Loan Calculator Detailed for New Hampshire

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Calculate by State >  New Hampshire 

How are car loans in New Hampshire calculated?

New Hampshire is one of few states where you may calculate an auto loan with no sales tax.

This reduces the cost of ownership by comparison.

For example, in our calculation, the average USA car tax rate of 6.15% would increase the amount financed by $.

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Does New Hampshire's car registration cost more than other states?

Yes.

But even with hefty registration fees, it costs considerably less to finalize ownership in New Hampshire compared to states with sales tax.

DMV fees are about $ on a $ vehicle based on a state weight fee plus a local mill rate that fluctuates by vehicle value.

View the New Hampshire cost estimator to verify your registration cost, and use our DMV Override to adjust the calculator.

Consumer Advice

Prepaid maintenance plans are not taxed in New Hampshire and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $375 in New Hampshire but may differ because there is no maximum set by the state.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your location. Our required dealer documentation fee is $.

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