NH Car Loan Calculator with Registration and Trade

Days to First Payment:

How a NH car payment calculator includes registration:

New Hampshire State and local plate fees are combined with town titling fees for the total registration cost.

Principal vs Interest

Tax and Registration

Cost Breakdown

Tax
New Hampshire does not have state sales tax, so it costs less to finalize car ownership in NH compared to other states.

For example, the average USA car tax of 6.15% would increase the amount financed by $.

Buyers must reside in NH to pay NH fees.

Registration
New Hampshire DMV fees are about $ on a $ vehicle based on a state weight fee plus a local mill rate that fluctuates by vehicle value.

View the New Hampshire cost estimator to verify your registration cost, and use our DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $.

The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

New Hampshire State and local registration combined is $, but this may vary based on vehicle type and intended usage.

The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are not taxed in New Hampshire and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $375 in New Hampshire but may differ because there is no maximum set by the state.

Auto Loan Calculators