VT Car Loan Calculator with Vermont Tax, Title, Tags

Days to First Payment:

How a VT car payment calculator adds tax:

Vermont excludes the trade-in value and the factory rebate from the taxable amount of a car purchase but includes the dealer doc fee.

VT car buyers get tax breaks on trade-in vehicles and manufacturer rebates.

Principal vs Interest

Tax vs Tags

Verbal Equation

See credit union interest rates for APR.

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Vermont car tax is $ at % based on an amount of $. This taxable value is combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $ minus the rebate of $.

Tags
Vermont DMV fees are about $ on a $ vehicle based on a $76 registration that varies depending on vehicle type and weight, plus titling fees.

View the Vermont state fees schedule to verify your registration cost, and use the DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

A car payment with Vermont tax, title, and license included is $ at % APR for months on a loan amount of $.

The payment is based on a net vehicle price of $, plus VT state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The payment of tax and tags combined is $, but this may vary depending on vehicle type and intended usage.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are not taxed in Vermont and provide considerable savings over paying down the road.

Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is determined by the dealer, but is not negotiable so clarify upfront what the dealer charges.

The customary doc fee is $180 in Vermont, but may differ because there is no limit set by the state.

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