Car Loan Calculator Detailed for Oklahoma

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Calculate by State >  Oklahoma 

How are car loans in Oklahoma calculated?

Oklahoma includes the sale price and the doc fee in the taxable amount of an auto loan but does not include the factory rebate.

Therefore, car buyers get a tax break on rebates in Oklahoma.


Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $ minus the rebate $.

DMV fees are about $ on a $ vehicle based on a flat fee that varies by vehicle type and usage.

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Consumer Advice

View the Oklahoma state fee schedule to verify your registration cost, and use our DMV Override to adjust the calculator.

Prepaid maintenance plans are not taxed in Oklahoma and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $300, but may differ as there is no maximum limited by the State of Oklahoma.

EV surcharges are levied to offset declining fuel tax revenue. Add $100 to the DMV fees for electric vehicles and $30 for hybrids.


Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary by vehicle type and usage. Our required dealer documentation fee is $.

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